Boat Insurance

Being on the water should be fun. Whether you own a personal watercraft or a 40-foot cruiser—knowing that you’re properly insured should give you the peace of mind to relax and enjoy every nautical mile.

You may qualify for some of these credits and discounts. 
Credits you may be eligible include: 
  • Account credits (if you have more than one policy insured with a company
  • Diesel fuel credits
  • Safety equipment credits
  • Safety course credits for state boating, as well as Coast Guard and Power Squadron courses.
  • Talk to us for more information about how you can lower your premium. 

Most policies include: 

Physical Damage Coverage for your Watercraft, Motor, Equipment and Trailer 
Coverage is provided for a wide range of hazards including theft, weather, fire and collision. We can provide coverage for you on an Agreed Value or Actual Cash Value basis.